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  • About Landcover
    • About Us
    • About the Insurer
    • Buying a Policy
    • Cancellation and Refunds
    • Claims
    • Commencement of Cover
    • Document Library
    • Duty of Disclosure
    • Expiry and Continuity of Cover
    • Financial Services Guide
    • Privacy Policy
    • Question & Answers
    • Terms & Conditions
    • Vacant Land and Structures Defined
  • What’s the cost?
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Step 1 of 6 - Select Land Size and Structures for Quote

16%
    Empty pool, shed, vacant dwelling pending demolition, building under construction or other? See options for additional cover here.
  • DD slash MM slash YYYY
  • DD slash MM slash YYYY
  • $ 0.00
  • To qualify for a landcover policy, Please read the 3 qualifying questions carefully as they have recently changed

  • View Terms and Conditions

    DEFINITION OF VACANT LAND AND STRUCTURES

    Vacant Land, for the purpose of this insurance means:

    Land not being used for any business (other than as property owner), profession, trade, manufacturing, or rural activity or operation.

    Such land to be with or without any of the following:

    • gates, fences, letter boxes, site identification pegs and signs.
    • plants, trees and shrubs.
    • landscaping, retaining walls, gutters, drains, paths, paving and driveways.
    • underground and above ground services including aprons, supply mains and meters, water tanks ,bore pumps and housings.

    Structures for the purpose of this insurance means:

    • Vacant Land with unoccupied dwelling pending demolition or sale.
    • Vacant Land with sheds / carport's / garages / shipping containers.
    • Vacant Land with building under construction by building contractor / company with an active construction liability policy.
    • Vacant Land with an empty and fenced swimming pool.

    More than one of the above structures may be applicable.

  • If you have been provided a referral link to apply for a Landcover policy, Landcover may pay a referral fee to the referring party. This fee is paid by Landcover as a marketing expense and is not an additional cost to this policy.

  • Applicant Details/Insured Parties

    (this is the name that will appear on your policy. It can be first name(s) & surname(s), a business or trust etc ++ numbered community title, superannuation fund etc
  • Land Address

    (the land to be insured)
  • (e.g Financier/ Mortgage)
  • Contact details for the above named insured

    All notifications will be issued to the email address stated below. This contact information does not appear on issued insurance documents.
  • Postal Address

    Policy holders postal address
  • Please review your details before payment

  • This policy is for {This policy is for:11}

    Policy Details

    Selected Land Size: {:37} ({:37:currency})
    Options Selected:


    Applicant Details/Insured parties

    Name of Insured {Name of Insured:12}

    Land Address

    Lot Number or Street Number {Land Address (Street Address):14.1}
    Street Name {Land Address (Address Line 2):14.2}
    Suburb {Land Address (City):14.3}
    State {Land Address (State / Province):14.4}
    Postcode {Land Address (ZIP / Postal Code):14.5}
    Interested Parties {Interested parties:32}

    Contact Details of the policy holder

    First Name {Name (First):16.3}
    Surname {Name (Last):16.6}
    Email Address {Email Address:17}
    Mobile {Mobile Phone:20}
    Landline {Landline (incl. area code):18}

    Postal Address

    Address 1 {Postal Address (Street Address):21.1}
    Address 2 {Postal Address (Address Line 2):21.2}
    Suburb {Postal Address (Suburb):21.3}
    State {Postal Address (State):21.4}
    Postcode {Postal Address (Postcode):21.5}
  • At the bottom of this page you are required to ‘consent’ to having read and understood all of the following items 1-10

    1. Landcover is Australian Owned and Australian Backed providing this branded online insurance product since 2009
      The Parties to this Insurance Contract are:
      You - the named insured who has a ‘Duty of Disclosure”
      The Online Insurance Provider - Landcover P/L
      The Australian Financial Licensee - MFP Insurance Brokers
      The Insurer - IAG LTD / CGU Insurance
      All of whom agree to act in the “Utmost Good Faith"
      See
      About us
      About the Insurer
      Duty of Disclosure
    2. $20,000,000 is The maximum Limit payable in the period of Insurance for anyone or number of claims
      There is an extra Benefit of $25,000 available to cover your costs in preparing your claim.
    3. $500 is the Excess payable by you for each claim accepted by the Insurer.
      See Claims
    4. The Liability Policy Form is:
      “General & Products Liability Insurance for Steadfast Brokers" as updated from time to time as per version No and date
      MFP Insurance Brokers are a Steadfast Network Broker and authorised to use this exclusive market leading Policy Wording for your benefit.
      The insured details , cost, the amount of cover and Excess payable are provide with a Landcover Schedule and Tax Invoice
      See
      Policy Schedule
      Policy Wording
    5. Exclusions and Conditions that apply to Landcover in addition to those contained in the standard policy are:
      Property Owners only cover
      Total Construction Exclusion
      See
      Mandatory Endorsements
    6. Landcover Insurance is issued for 12 months commencing on acceptance of your “Application ” expiring 4.00pm on the last day of the Calendar month 12 months later.
      This Insurance contract is non -renewable however an invitation to reapply will be sent early in the expiring month of your current policy. You can reapply at any time during that month and when accepted the insurance will commence at that time and date and your previous policy cancelled as of that time. This means that you have continuing insurance cover but not 2 policies at the same time.
    7. Vacant Land is defined and can be extended to include Structures on or to be constructed.
      See
      Definition of Land
    8. The cost of this insurance is determined by using the online“ calculator”
      The components that make up the cost are explained
      See
      What is the Cost
    9. Landcover meets all the legal requirements
      See
      Your Privacy
      Cyber security and data
      Financial Services Guide
      Complaints handling
    10. Cancellation and Refunds
      Landcover provides a 21 Day Cooling Off Period - Full Refund
      Cancellation after the cooling off Period - NO Refund
      See
      Refunds/Cancellation
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Landcover Pty Ltd ABN 66 578 417 757 is an Authorised Representative (311341) of Multi-Functional Policies Pty Ltd ACN 054 829 999 Australian Financial Services No. 241685 Copyright © 2025.

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