Definition of Vacant Land and Structures
Vacant Land, for the purpose of this insurance means:
Land not being used for any Business (other than as property owner), profession, trade, manufacturing, or rural activity or operation.
Land that is not Contaminated.
Land not used by Aircraft
Land that does not contain Railway lines or sidings
Land that is not known to have been, or now not intended to be, used for landfill, dumping of rubbish, refuse or waste.
Such land to be with or without any of the following:
- gates, fences, letter boxes, site identification pegs and signs.
- plants, trees and shrubs.
- landscaping, retaining walls, gutters, drains, paths, paving and driveways.
- underground and above ground services including aprons, supply mains and meters, water tanks and bore water pumps.
Otherwise, the land is to be free of any structure unless one or more of the following Vacant Land with Specified Structures covers are shown as being included on your Landcover Tax Invoice and Policy Schedule.
Vacant Land with Specified Structures for the purpose of this insurance means:
- Vacant Land with unoccupied dwelling including out buildings pending demolition or sale.
- Vacant Land with sheds / carport's / garages / shipping containers.
- Vacant Land with building under construction by building contractor / company with an active construction liability policy.
- Vacant Land with an empty and fenced swimming pool.
More than one of the above Vacant Land with Structures covers may apply.